Contact Nick Naumof

I help companies design services and experiences that work with human nature, not against it.

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About Nick Naumof

Nick Naumof is an applied behavioral science thought leader and researcher. He studied people from different scientific perspectives — economics, consumer behavior, behavioral economics, and evolutionary psychology — and helps companies bridge design and psychology to create better experiences for customers and employees.

Originally from Romania, Nick lived in The Netherlands for five years and has been based in the Washington D.C. Metro area since 2015. He has been married to Cornelia since 2011.

Speaking and Training

With over ten years of experience designing and delivering public presentations and training programs, Nick has led workshops, masterclasses, and conference talks on four continents. His project experience spans financial product design, fast-moving consumer goods, health and wellness, and human resources.

Masterclasses include Designing Decisions (choice architecture), Thinking Money (financial services), Nudge Design, and Behavioral Design for Incentives and Rewards. In February 2017, he delivered a talk on behavioral design for incentives and rewards at Action Design Washington DC.

Book: It Makes (No) Sense

Nick is the author of It Makes (No) Sense, a book that explores how behavioral science applies to real-world scenarios. The book is part of a broader resource library available on the site, complementing the blog and learning programs.

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Behavioral Service Design

Nick's approach integrates behavioral science into service design, creating experiences that align with how people actually think and decide. This work applies across industries — from finance and retail to health and employee engagement — always with the goal of designing services that respect human nature.

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Emotions at Work

Understanding emotional drivers in professional settings is central to improving employee satisfaction and engagement. Nick's work on emotions at work connects emotional design principles with measurable service outcomes, offering strategies for leveraging emotions constructively in the workplace.

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How to Use the Contrast Principle in Service Upgrades

Customers rarely judge an upgrade in isolation. They assess it against the option placed beside it, the experience they had before, and the effort required to change. This is the contrast principle: perception shifts when two choices, prices, or service levels are presented together.

Used carefully, contrast can make a valuable service easier to understand. A standard plan can clarify the benefits of a premium tier, while a basic support experience can reveal the practical value of faster response times. Used carelessly, the same technique can make customers feel cornered or misled.

For Australian businesses, context matters. A customer in Brisbane may compare a service with local competitors and global platforms at the same time. A small business owner in regional New South Wales may value phone access more than a long feature list. Clear comparisons should reflect how people actually buy, speak, and weigh risk.

Make The Reference Point Visible

The first step is to identify the customer’s reference point. This may be their current plan, a familiar competitor, a manual workaround, or the cost of doing nothing. An upgrade becomes meaningful when the difference from that starting point is easy to see.

For example, an Australian telecommunications provider could position a basic broadband plan beside a higher tier with priority support, stronger upload speeds, and equipment replacement. The comparison should explain what changes in daily use rather than simply listing technical specifications.

Contrast works best when the alternatives are genuinely relevant. Showing a stripped-back plan that few customers would reasonably choose can make the premium offer look attractive, but it weakens trust. The reference option should be credible, available, and described fairly.

Design A Clear Upgrade Ladder

A useful service ladder usually has three levels: a dependable entry option, a well-rounded middle option, and a premium choice for customers with higher needs. The middle option often becomes more appealing when its benefits are placed between clear limits and meaningful extras.

The differences should be behavioural and practical. “Priority handling within four business hours” is easier to evaluate than “enhanced customer care”. A Melbourne-based professional services firm might respond well to a plan that includes after-hours support during tax time, while a café owner in Adelaide may care more about rapid point-of-sale recovery.

Keep the number of decisions manageable. Customers who face too many similar packages may postpone the purchase or select the cheapest option by default. Use consistent names, a short benefit summary, and one prominent action for each tier.

Frame Price Against Value

Price contrast can help customers interpret an upgrade, especially when the additional cost is linked to a concrete outcome. A $20 monthly increase is easier to assess when it prevents service downtime, saves staff hours, or includes a valuable maintenance visit.

Timing also shapes how people respond to recurring costs. Research on long-term contracts shows why immediate savings can outweigh future benefits in a customer’s mind. A service upgrade should therefore make near-term value visible without hiding the total commitment.

For Australian consumers, present prices in Australian dollars and state GST treatment clearly where relevant. Explain billing frequency, cancellation terms, installation fees, and renewal conditions in plain language. A comparison that feels simple at first but reveals unexpected charges later will damage retention.

Use Contrast Across The Customer Journey

An upgrade can be introduced during sign-up, after a customer encounters a limitation, or when usage data indicates a genuine need. The right moment depends on the service. A software customer who reaches a storage limit may welcome a relevant offer, while a person contacting a utility provider about a bill may find an upgrade prompt intrusive.

Service teams should coordinate messages across digital and human channels. If a customer has already declined a premium plan online, a call-centre employee should not pressure them to reconsider without new information. In-store staff at a Westfield location, for instance, can use a side-by-side explanation, while a self-service website may need a short comparison card.

Clear decision support is valuable when two options seem equally suitable. This discussion of choosing between options is relevant to upgrade design because customers need help identifying which difference matters for their situation, rather than being pushed towards the most expensive tier.

Build Fairness Into The Persuasion

Contrast is a behavioural design tool, not a licence to manipulate. Customers should be able to understand the cheaper option, compare like with like, and decline without penalty or embarrassment. The premium choice should earn attention through genuine usefulness.

A fair upgrade journey states who each plan suits, what is excluded, and whether customers can move down later. It should avoid visual tricks that make the lower option difficult to find or language that frames refusal as irrational. Australian privacy expectations and consumer protections also make transparency especially important when personal data informs a recommendation.

The principles in transparent nudging provide a useful standard: customers should be able to recognise the influence being used and still feel in control. Test the experience with people who are unfamiliar with the service, including older customers and those with limited digital confidence.

Measure Upgrade Quality, Not Just Sales

A higher conversion rate does not prove that an upgrade strategy is working. Track whether customers keep the upgraded plan, use its benefits, contact support less often, and report that the choice was clear. Monitor refunds, complaints, downgrades, and cancellation rates as well.

Segment results by customer need and channel. A premium offer may perform well among Sydney enterprise clients but create confusion for sole traders in regional Queensland. Qualitative interviews can reveal whether customers understood the contrast or simply felt that the cheaper option was deliberately unattractive.

A practical review can compare the role of each plan, the customer’s likely need, and the evidence required to justify an upgrade:

Service element Basic option Upgraded option Evidence to monitor
Response time Standard queue Priority handling Resolution time and satisfaction
Features Essential functions Advanced functions Actual feature adoption
Support Digital help centre Phone or dedicated support Contact patterns and effort
Commitment Flexible monthly term Discounted longer term Retention and cancellation

Signals Of A Healthy Upgrade Experience

  • Customers can explain the difference between plans in their own words.
  • The middle or premium option solves a recognised problem.
  • Pricing and renewal conditions are visible before payment.
  • Downgrading or cancelling is straightforward.

Signals That Contrast Has Gone Too Far

  • The basic plan is technically available but hard to locate.
  • Customers discover important exclusions after upgrading.
  • Staff rely on urgency or embarrassment to close the sale.
  • Premium customers rarely use the features they paid for.

Use the contrast principle to make meaningful differences easier to evaluate, not to manufacture artificial pressure. When service design, pricing, and communication work together, customers can choose an upgrade because it fits their lives and priorities. Nick Naumof’s behavioural science research and consulting can help organisations test those decisions, improve customer experiences, and build upgrade journeys that are commercially effective and fair.

Nick's blog covers topics including pricing strategies, loss aversion, the peak-end rule, and customer experience design. Notable posts include How to sell a 5¢ product for 1$ (December 2015), How to Reduce the Pain of Payment for Customers (July 2016), The Future of Applied Behavioral Science Will NOT Be About Behavioral Science (July 2014), When Designing Experiences, Think About What Happens After the Interaction Ends (March 2018), and The Email that Plays an Important Role in Customer Experience Without It Being Opened (March 2018).

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Media and Thought Leadership

Nick's work has been featured on platforms including mycustomer.com and behavioraleconomics.com. His media appearances and conference talks showcase applied behavioral science in action, reinforcing his role as a trusted voice in the field.

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Get in Touch

For inquiries about training programs, workshops, or speaking engagements, use the contact form to ensure your message reaches Nick's inbox. When not traveling, he typically responds within one working day. You can also follow Nick on Twitter, LinkedIn, and Facebook.

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