Contact Nick Naumof

I help companies design services and experiences that work with human nature, not against it.

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About Nick Naumof

Nick Naumof is an applied behavioral science thought leader and researcher. He studied people from different scientific perspectives — economics, consumer behavior, behavioral economics, and evolutionary psychology — and helps companies bridge design and psychology to create better experiences for customers and employees.

Originally from Romania, Nick lived in The Netherlands for five years and has been based in the Washington D.C. Metro area since 2015. He has been married to Cornelia since 2011.

Speaking and Training

With over ten years of experience designing and delivering public presentations and training programs, Nick has led workshops, masterclasses, and conference talks on four continents. His project experience spans financial product design, fast-moving consumer goods, health and wellness, and human resources.

Masterclasses include Designing Decisions (choice architecture), Thinking Money (financial services), Nudge Design, and Behavioral Design for Incentives and Rewards. In February 2017, he delivered a talk on behavioral design for incentives and rewards at Action Design Washington DC.

Book: It Makes (No) Sense

Nick is the author of It Makes (No) Sense, a book that explores how behavioral science applies to real-world scenarios. The book is part of a broader resource library available on the site, complementing the blog and learning programs.

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Behavioral Service Design

Nick's approach integrates behavioral science into service design, creating experiences that align with how people actually think and decide. This work applies across industries — from finance and retail to health and employee engagement — always with the goal of designing services that respect human nature.

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Emotions at Work

Understanding emotional drivers in professional settings is central to improving employee satisfaction and engagement. Nick's work on emotions at work connects emotional design principles with measurable service outcomes, offering strategies for leveraging emotions constructively in the workplace.

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The Curse of Knowledge: Why Experts Struggle to Be Understood

When a specialist explains something familiar, they often forget what it feels like not to know it. This gap between what an expert understands and what an audience can absorb has a name: the curse of knowledge. It shapes how researchers present findings, how consultants brief clients, and how product managers describe features their customers have never encountered.

In boardrooms from Sydney to Perth, leaders commission behavioural insights and present them in language that leaves their teams nodding politely without grasping the implications. The problem is rarely a lack of expertise. The speaker can no longer simulate the listener's blank slate. Once information is held in mind, it becomes nearly impossible to imagine the effort required to reach the same conclusion from scratch.

This piece unpacks why subject-matter experts across Australia, from financial planners in Brisbane to policy designers in Canberra, consistently misjudge their audiences, and what behavioural science offers as a remedy. The remedies do not require dumbing down. They require deliberate translation.

The Mechanism Behind Expert Blind Spots

The curse of knowledge was popularised by Chip and Dan Heath in Made to Stick, drawing on earlier work by behavioural economists Colin Camerer, George Loewenstein, and Martin Weber. Their tappers-and-guessers experiment showed people who knew a tune's title predicted listeners would guess it about half the time. The actual figure was closer to two and a half percent. Knowledge was blinding.

The mechanism is cognitive, not motivational. Once information is encoded in long-term memory, retrieving it feels effortless, and the expert loses the capacity to imagine the beginner's confusion. This is why a tax accountant in Melbourne finds the ATO's draft rulings "clear as anything," while the small business owner sees only jargon. The accountant has lost the beginner's view.

The bias also skews how experts estimate prior knowledge. A consultant who has worked across ASIC-regulated products for fifteen years assumes a baseline familiarity with managed investment schemes that a new marketing hire simply does not have. The expert over-anchors on their own internal model, producing briefings that read like summaries of summaries.

Why Australian Service Industries Feel the Pinch

Australian service businesses feel the curse particularly hard because so much of the country operates across vast distances with lean teams. A product manager at a national retailer might brief designers in Adelaide based on assumptions tested only with customers in western Sydney. The internal language drifts, and the assumptions calcify.

The Australian Competition and Consumer Commission's ongoing scrutiny of subscription traps, fine print, and auto-renewal clauses in sectors from telecommunications to fitness centres has shown exactly how this bias damages trust. Companies write disclosures for compliance officers who already understand the product. Customers, the actual audience, receive impenetrable sentences and walk away confused.

Healthcare offers another vivid illustration. MyGov and Medicare documentation must serve a population that includes recent migrants, elderly users, and people with low English literacy. When drafters inside Services Australia write as they themselves think, the result is technically correct and functionally useless. The same pattern appears in NDIS planning documents, where planners' expertise in scheme complexity produces letters participants cannot decode.

Expert Assumptions Versus Audience Reality

What the Expert Assumes What the Audience Actually Has
Familiarity with technical vocabulary A working vocabulary, not a specialist one
Knowledge of recent regulatory changes Limited awareness beyond major headlines
Access to internal dashboards and reports No sight of internal systems, only what is shown
Interest in methodological detail Confidence in the headline and visible result

These mismatches accumulate across customer journeys. Each one erodes trust by a small amount, and the cumulative effect produces service experiences that feel designed for insiders rather than the people who actually use them.

Closing the gaps requires shifting attention from what feels obvious to the expert toward what actually lands with the audience. The next two sections cover how to spot the pattern in your own work and how to translate it into clearer messages.

Recognising the Bias in Your Own Communication

A few warning signs suggest you are communicating under the influence of the curse:

  • You find yourself saying "obviously" or "as you know" when introducing a concept.
  • Audience questions catch you by surprise, suggesting gaps you never expected to find.
  • Your written briefs get challenged less for accuracy than for clarity.
  • Stakeholders agree in meetings but fail to act on the recommendation a week later.
  • You draft an explanation in your own head, send it, and feel frustrated when it falls flat.
  • Junior colleagues regularly ask for translations of materials you wrote for them.

If two or more of these describe your recent work, the bias is already shaping your output. Practising receiving compliments with grace reinforces the self-recognition that clearer communication requires. The next section covers how to correct it.

Practical Strategies for Clearer Communication

Breaking the curse requires deliberate translation rather than more explanation. A small set of practices produces a measurable shift:

  • Run your draft past someone who represents your actual audience, not another expert.
  • Replace domain terms with everyday language in the first sentence, then reintroduce the technical term once the idea has landed.
  • Teach the concept to a non-expert out loud, and pay attention to where you stumble.
  • Sketch the mental model you expect the audience to have, then compare it to what they say back.
  • Record your explanation, then write down every term you used without defining.
  • Structure the message around the audience's decision, not the data you find most compelling.

Behavioural science illuminates related biases, including the endowment effect in pricing that explains why customers overvalue what they own. The curse of knowledge is its twin for experts and the language they have mastered.

For teams across Melbourne, Sydney, Brisbane, and Perth who need their expertise to reach non-specialist audiences, behavioural science offers a workable path. Workshops, training programs, and consulting engagements can be tailored to specific communication challenges, from board briefings to product launches. Conference sessions also model clearer expert communication for industry audiences. Reach out to discuss how a behavioural science lens can sharpen your next high-stakes communication challenge.

Nick's blog covers topics including pricing strategies, loss aversion, the peak-end rule, and customer experience design. Notable posts include How to sell a 5¢ product for 1$ (December 2015), How to Reduce the Pain of Payment for Customers (July 2016), The Future of Applied Behavioral Science Will NOT Be About Behavioral Science (July 2014), When Designing Experiences, Think About What Happens After the Interaction Ends (March 2018), and The Email that Plays an Important Role in Customer Experience Without It Being Opened (March 2018).

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Media and Thought Leadership

Nick's work has been featured on platforms including mycustomer.com and behavioraleconomics.com. His media appearances and conference talks showcase applied behavioral science in action, reinforcing his role as a trusted voice in the field.

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Get in Touch

For inquiries about training programs, workshops, or speaking engagements, use the contact form to ensure your message reaches Nick's inbox. When not traveling, he typically responds within one working day. You can also follow Nick on Twitter, LinkedIn, and Facebook.

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