Contact Nick Naumof

I help companies design services and experiences that work with human nature, not against it.

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About Nick Naumof

Nick Naumof is an applied behavioral science thought leader and researcher. He studied people from different scientific perspectives — economics, consumer behavior, behavioral economics, and evolutionary psychology — and helps companies bridge design and psychology to create better experiences for customers and employees.

Originally from Romania, Nick lived in The Netherlands for five years and has been based in the Washington D.C. Metro area since 2015. He has been married to Cornelia since 2011.

Speaking and Training

With over ten years of experience designing and delivering public presentations and training programs, Nick has led workshops, masterclasses, and conference talks on four continents. His project experience spans financial product design, fast-moving consumer goods, health and wellness, and human resources.

Masterclasses include Designing Decisions (choice architecture), Thinking Money (financial services), Nudge Design, and Behavioral Design for Incentives and Rewards. In February 2017, he delivered a talk on behavioral design for incentives and rewards at Action Design Washington DC.

Book: It Makes (No) Sense

Nick is the author of It Makes (No) Sense, a book that explores how behavioral science applies to real-world scenarios. The book is part of a broader resource library available on the site, complementing the blog and learning programs.

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Behavioral Service Design

Nick's approach integrates behavioral science into service design, creating experiences that align with how people actually think and decide. This work applies across industries — from finance and retail to health and employee engagement — always with the goal of designing services that respect human nature.

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Emotions at Work

Understanding emotional drivers in professional settings is central to improving employee satisfaction and engagement. Nick's work on emotions at work connects emotional design principles with measurable service outcomes, offering strategies for leveraging emotions constructively in the workplace.

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The framing effect in presenting research findings to executives

Executives rarely lack evidence; they lack a clear way to judge it. The framing effect matters because identical evidence can produce different reactions when shown as a gain, loss, percentage, or absolute number. In a decision meeting, that choice can shape which option receives serious consideration.

Applied behavioural science helps frame evidence without manipulating it. The aim is to make a decision legible, expose assumptions, and give leaders a defensible basis for action in Australian organisations operating under tight time, regulatory, and customer expectations.

Why framing changes executive action

People interpret information through reference points, available alternatives, and perceived consequences. A loss frame may prompt caution, while a gain frame may support investment; neither is automatically superior. Effective executive framing makes that mechanism explicit so leaders can examine whether the proposed comparison genuinely supports the decision.

Framing is not spin. It is decision architecture built around a known behavioural tendency. The cognitive dissonance customers may experience after a poor service encounter is examined in Nick’s article, why-customers-stay-loyal-even-after-bad-service-the-cognitive-dissonance-trap, which illustrates why loyalty and satisfaction do not always move together.

Start with the decision

Before choosing a frame, define the decision, its owner, its deadline, and the evidence threshold. A finding such as “customers value simple billing” is not yet decision-ready. “Adopt plain-language invoices for the A$250 customer segment by 30 June” identifies an action, a population, and a constraint.

For teams distributed between Sydney, Melbourne, and Perth, local time zones and hybrid meeting rhythms can distort the perceived urgency of evidence. Executives often say they want to “get the facts on the table”, but a useful briefing moves beyond that phrase: every slide should connect the finding to a choice, an owner, and a consequence.

Make the evidence inspectable

Evidence should be easy to inspect and hard to overclaim. Report the sample, base rate, effect size, uncertainty interval, and practical limits, not merely whether a result is statistically significant. Give the audience the denominator: “38% of surveyed members” is interpretable; “38% prefer this” invites a misleading comparison.

When service research informs public claims about fees, safety, or performance, the Australian Consumer Law and Australian Competition and Consumer Commission scrutiny make wording part of the evidence chain. State conditions and exclusions beside the claim. If the research supports only a hypothesis, label it accordingly rather than presenting directional evidence as settled fact.

Compare frames without distortion

A comparison can reveal trade-offs, but it can also smuggle in a preferred conclusion. Use the same facts, denominator, and time horizon on each side, then label the consequences that matter to the decision.

Research finding Loss-framed version Gain-framed version Decision-useful frame
A redesign costs A$2.4 million and is forecast to return A$3.1 million over three years. “We could lose A$2.4 million.” “We could gain A$3.1 million.” “The base case is a A$700,000 net benefit over three years, subject to the stated assumptions.”
Unauthorised transactions occur in 0.2% of cases. “0.2% of cases involve unauthorised transactions.” “99.8% of cases do not involve unauthorised transactions.” “Unauthorised transactions occur in 0.2% of cases; pair incidence with severity and control gaps.”
A service change is forecast to reduce complaints by 18%. “18% of complaints will remain.” “Complaints could fall by 18%.” “The forecast is an 18% relative reduction; test whether it changes contact volume.”

Each row shows why a balanced frame is stronger than a clever one. The decision-useful wording preserves the facts while preventing a dramatic percentage or headline figure from dominating. It also supports better discussion because executives can challenge the assumptions beneath both alternatives.

Separate findings from recommendations

Research findings answer what the evidence indicates; recommendations answer what the organisation should do. Label the two separately so executives can accept a result without automatically endorsing an intervention. A strong recommendation states the option, expected benefit, cost, owner, timing, and what would cause the team to change course.

Clear layers reduce a common executive-processing error: treating confidence in the finding as certainty about the solution. Further examples of translating analysis into choices appear in Hammad Siddiqui’s research communication notes. Apply the same discipline to service, product, and employee-experience work: distinguish observed behaviour from interpreted motivation, then connect each proposed intervention to a measurable outcome.

Communicate uncertainty with discipline

Uncertainty should be expressed in forms leaders can use, such as best-case, expected-case, and downside scenarios, with the assumptions that move the result. Avoid presenting a single forecast as a fact, especially when the sample is small, the market is shifting, or the intervention has not been tested at scale.

For ASX-listed companies, research used in investor communications must sit within the Australian Securities and Exchange Commission disclosure framework and the ASX’s continuous-disclosure rules; selective success stories can create a misleading impression. Private companies and government organisations face comparable demands through boards and procurement panels. In every setting, name the evidence gap and explain whether it is tolerable, material, or deal-breaking.

Turn evidence into executive action

Before the briefing, rehearse the sequence: decision, evidence, interpretation, option, risk, and next action. Ask a colleague from finance, operations, or risk to challenge unclear claims and unsupported certainty. If the recommendation changes when a reasonable assumption changes, present that sensitivity rather than hiding it behind confidence.

Organisations ready to improve how research shapes decisions can engage Nick Naumof for consulting, a focused research project, a workshop, tailored training, or an executive speaking session. Bring a live decision and a draft finding; together, we can make the case clear, balanced, and actionable. Contact Nick Naumof to prepare your next executive briefing with stronger behavioural evidence and accountable next steps.

Nick's blog covers topics including pricing strategies, loss aversion, the peak-end rule, and customer experience design. Notable posts include How to sell a 5¢ product for 1$ (December 2015), How to Reduce the Pain of Payment for Customers (July 2016), The Future of Applied Behavioral Science Will NOT Be About Behavioral Science (July 2014), When Designing Experiences, Think About What Happens After the Interaction Ends (March 2018), and The Email that Plays an Important Role in Customer Experience Without It Being Opened (March 2018).

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Media and Thought Leadership

Nick's work has been featured on platforms including mycustomer.com and behavioraleconomics.com. His media appearances and conference talks showcase applied behavioral science in action, reinforcing his role as a trusted voice in the field.

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Get in Touch

For inquiries about training programs, workshops, or speaking engagements, use the contact form to ensure your message reaches Nick's inbox. When not traveling, he typically responds within one working day. You can also follow Nick on Twitter, LinkedIn, and Facebook.

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