Contact Nick Naumof

I help companies design services and experiences that work with human nature, not against it.

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About Nick Naumof

Nick Naumof is an applied behavioral science thought leader and researcher. He studied people from different scientific perspectives — economics, consumer behavior, behavioral economics, and evolutionary psychology — and helps companies bridge design and psychology to create better experiences for customers and employees.

Originally from Romania, Nick lived in The Netherlands for five years and has been based in the Washington D.C. Metro area since 2015. He has been married to Cornelia since 2011.

Speaking and Training

With over ten years of experience designing and delivering public presentations and training programs, Nick has led workshops, masterclasses, and conference talks on four continents. His project experience spans financial product design, fast-moving consumer goods, health and wellness, and human resources.

Masterclasses include Designing Decisions (choice architecture), Thinking Money (financial services), Nudge Design, and Behavioral Design for Incentives and Rewards. In February 2017, he delivered a talk on behavioral design for incentives and rewards at Action Design Washington DC.

Book: It Makes (No) Sense

Nick is the author of It Makes (No) Sense, a book that explores how behavioral science applies to real-world scenarios. The book is part of a broader resource library available on the site, complementing the blog and learning programs.

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Behavioral Service Design

Nick's approach integrates behavioral science into service design, creating experiences that align with how people actually think and decide. This work applies across industries — from finance and retail to health and employee engagement — always with the goal of designing services that respect human nature.

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Emotions at Work

Understanding emotional drivers in professional settings is central to improving employee satisfaction and engagement. Nick's work on emotions at work connects emotional design principles with measurable service outcomes, offering strategies for leveraging emotions constructively in the workplace.

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Behavioral Design for Multi-Channel Customer Journeys

Customers rarely experience a brand through one channel. They may discover a product on Instagram, compare options on a mobile site, ask a question through live chat, visit a shop in Melbourne, and complete the purchase through an app. Each interaction shapes the next one.

Behavioral design for multi-channel customer journeys focuses on the decisions, emotions and practical barriers that connect these moments. The aim is to make the overall experience feel coherent, predictable and easy to navigate, rather than treating every channel as a separate project.

For Australian organisations, this means accounting for local expectations around convenience, privacy, speed and human service. A customer in Sydney may move between a website and a call centre during a commute, while someone in regional Queensland may depend on mobile access and delivery updates. The journey must work across these realities.

Journey challenge Behavioural risk Design response
Switching between channels Customers repeat information or abandon the task Preserve context and provide clear next steps
Too many choices Decision fatigue and delayed action Present a small set of relevant options
Unclear waiting periods Anxiety, complaints and unnecessary contact Show progress, timing and useful updates
Inconsistent messages Reduced trust and perceived effort Align language, offers and service policies
Poor accessibility Exclusion and lower completion rates Design for different abilities, devices and circumstances

Map Decisions Across The Entire Journey

A journey map should show more than touchpoints. It should identify what the customer is trying to accomplish, what information they have, how confident they feel and what might interrupt progress. This reveals the behavioural context behind metrics such as conversion, repeat contact and churn.

For example, a customer researching health insurance may begin with a comparison site, move to a provider’s calculator and then speak with an adviser. If each stage uses different terminology, the customer must reconstruct the decision from scratch. A shared behavioural map can expose these gaps and guide better content, navigation and handovers.

The same principle applies to employee experience. Internal customers also move through complex journeys involving recruitment, onboarding, training and career development. Useful perspectives on second-act career decisions can help teams understand motivation, identity and the need for meaningful progress.

Reduce Friction At High-Stakes Moments

Friction is not always a problem. A confirmation step can prevent an expensive error, and a short eligibility check can protect customers from an unsuitable product. The goal is to remove unnecessary effort while retaining safeguards that support good decisions.

Behavioural research helps distinguish productive friction from accidental friction. Requiring a customer to enter the same address three times is wasteful. Asking them to review a delivery address before payment is useful. Progressive disclosure, autofill, plain language and remembered preferences can make complex processes feel manageable.

Australian services should also consider device and access differences. Customers may use a low-cost smartphone, limited data or an older browser. A journey that performs well on a high-speed office connection may fail during a train trip between Parramatta and central Sydney.

Create Continuity Between Channels

Consistency does not mean every channel should look identical. A retail store, chatbot and call centre have different strengths. Continuity means that the customer recognises the same promise, terminology, account information and next action wherever they engage.

A strong handover tells the customer what has already happened and what will happen next. If a chatbot transfers a complex issue to a human agent, the transcript and relevant details should travel with it. If a customer saves an application on mobile, the desktop version should make resuming straightforward.

Trust also depends on local compliance and cultural expectations. Clear consent language, transparent data use and accessible privacy choices matter in a market shaped by increasing scrutiny of personal information. Customers should never need to guess whether a preference applies across email, SMS, app notifications and direct mail.

Design Waiting As Part Of The Experience

Waiting is a psychological experience, not simply a period without activity. Uncertain delays feel longer than explained ones, and idle waiting creates doubt about whether a request has been received. Service design can improve perceived fairness by making progress visible and setting credible expectations.

This is especially relevant to deliveries, claims, government services and technical support. Research on better wait times shows how information, attention and perceived control can change the experience of delay. A useful update might explain the current stage, the expected timeframe and what the customer can do while waiting.

Local context matters here too. Customers may accept a longer delivery window for remote Western Australia when the estimate is honest and specific. They are less forgiving when a metro order promised for “tomorrow” arrives without explanation or tracking.

Use Evidence To Improve The Journey

Behavioural design should be tested against real customer behaviour rather than relying on intuition. Useful evidence includes search terms, call reasons, task completion, repeat contacts, drop-off points and qualitative interviews. These signals should be combined to understand both what customers do and why they do it.

Experiments can compare message framing, default options, reminder timing and navigation structures. A financial service might test whether customers respond better to a monthly cost, an annual total or a personalised comparison. A university might examine whether clearer next steps improve completion for prospective students in Brisbane, Adelaide or regional areas.

The best measurement framework connects behavioural outcomes to business and customer outcomes. A reduction in call volume is valuable only if customers still achieve their goals. Similarly, higher conversion can be harmful if it results in unsuitable purchases, complaints or cancellations later.

Build Capability Across The Organisation

Multi-channel experience is rarely improved by one digital team. Marketing, operations, technology, frontline staff, compliance and customer research all influence the same journey. Shared principles and cross-functional workshops help teams make decisions from the customer’s perspective.

Training should give people practical tools: behavioural diagnosis, journey mapping, experiment design, inclusive content and service recovery. Conference talks, workshops and applied research can help teams turn behavioural science into everyday practice rather than a one-off innovation exercise. Examples of speaking and research can also provide useful models for communicating this work internally.

A mature organisation treats every interaction as part of a connected system. It reviews the journey after policy changes, new technology, seasonal demand and shifts in customer expectations. This creates resilience when channels, products or operating conditions change.

Practical Moves For Better Customer Journeys

  • Map the customer’s goal, emotions, information and barriers at every stage.
  • Identify the three moments where uncertainty or effort is most likely to cause abandonment.
  • Use consistent terminology, promises and status information across channels.
  • Make waiting visible with realistic timeframes, progress updates and useful choices.
  • Test defaults, reminders and message framing with representative Australian customers.
  • Include accessibility, privacy and low-bandwidth use in journey reviews.
  • Give frontline teams the context and authority needed to resolve handover failures.

The strongest service ecosystems make the next decision obvious without taking control away from the customer. Begin with one important journey, combine behavioural research with operational data, and test improvements in the channels where customers actually make decisions. For expert support in designing services, products and experiences around human behaviour, connect with Nick Naumof.

Nick's blog covers topics including pricing strategies, loss aversion, the peak-end rule, and customer experience design. Notable posts include How to sell a 5¢ product for 1$ (December 2015), How to Reduce the Pain of Payment for Customers (July 2016), The Future of Applied Behavioral Science Will NOT Be About Behavioral Science (July 2014), When Designing Experiences, Think About What Happens After the Interaction Ends (March 2018), and The Email that Plays an Important Role in Customer Experience Without It Being Opened (March 2018).

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Media and Thought Leadership

Nick's work has been featured on platforms including mycustomer.com and behavioraleconomics.com. His media appearances and conference talks showcase applied behavioral science in action, reinforcing his role as a trusted voice in the field.

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Get in Touch

For inquiries about training programs, workshops, or speaking engagements, use the contact form to ensure your message reaches Nick's inbox. When not traveling, he typically responds within one working day. You can also follow Nick on Twitter, LinkedIn, and Facebook.

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