Contact Nick Naumof

I help companies design services and experiences that work with human nature, not against it.

A large multi-story building under construction at dusk or night, with several tall cranes, scaffolding, and concrete pillars silhouetted against a deep blue twilight sky, conveying steady progress and thoughtful structure.
About Nick Naumof

Nick Naumof is an applied behavioral science thought leader and researcher. He studied people from different scientific perspectives — economics, consumer behavior, behavioral economics, and evolutionary psychology — and helps companies bridge design and psychology to create better experiences for customers and employees.

Originally from Romania, Nick lived in The Netherlands for five years and has been based in the Washington D.C. Metro area since 2015. He has been married to Cornelia since 2011.

Speaking and Training

With over ten years of experience designing and delivering public presentations and training programs, Nick has led workshops, masterclasses, and conference talks on four continents. His project experience spans financial product design, fast-moving consumer goods, health and wellness, and human resources.

Masterclasses include Designing Decisions (choice architecture), Thinking Money (financial services), Nudge Design, and Behavioral Design for Incentives and Rewards. In February 2017, he delivered a talk on behavioral design for incentives and rewards at Action Design Washington DC.

Book: It Makes (No) Sense

Nick is the author of It Makes (No) Sense, a book that explores how behavioral science applies to real-world scenarios. The book is part of a broader resource library available on the site, complementing the blog and learning programs.

Learn more about the book →

Behavioral Service Design

Nick's approach integrates behavioral science into service design, creating experiences that align with how people actually think and decide. This work applies across industries — from finance and retail to health and employee engagement — always with the goal of designing services that respect human nature.

Explore behavioral service design →

Emotions at Work

Understanding emotional drivers in professional settings is central to improving employee satisfaction and engagement. Nick's work on emotions at work connects emotional design principles with measurable service outcomes, offering strategies for leveraging emotions constructively in the workplace.

Read about emotions at work →

Why Customers Forget Promises: The Planning Fallacy in Service Delivery

A customer promise can sound clear when it is made and still disappear from memory before delivery. “Your replacement will arrive tomorrow,” “support will call you back,” or “the refund is being processed” creates an expectation that competes with work, family, notifications and changing priorities.

The planning fallacy helps explain this gap. People routinely underestimate how long tasks will take, how many interruptions will occur and how difficult follow-through will be. In service environments, the same bias affects customers and employees, turning optimistic commitments into missed deadlines, vague updates and avoidable frustration.

Why Good Intentions Become Weak Commitments

A promise usually reflects the best available story at the moment it is made. The customer imagines a smooth process, while the employee imagines enough capacity, accurate information and no unusual exceptions. Neither mental model includes every handoff, approval or delay.

This is why a delivery estimate can feel credible without being reliable. Customers remember the headline commitment, not the conditions attached to it. A phrase such as “within two business days” may be interpreted as “it will be here by Wednesday”, even when weekends, stock transfers or courier cut-off times apply.

Memory Is Shaped By Salience

People do not retain service information like a database. They remember emotionally important elements: the promised outcome, the date they need it and whether the organisation appeared confident. A long email containing several caveats may be technically accurate but practically forgettable.

Australian customers often manage these promises through mobile devices while commuting on Sydney trains, waiting for a tradie in Brisbane or moving between appointments in Melbourne. A notification that arrives hours later can be missed, and an account portal may not be checked until the promised date has already passed.

Designers should make the commitment easy to retrieve. State the action, owner, timing and next update in plain language. A useful message might say: “We will email your claim decision by 4 pm Thursday. If we need more information, we will contact you before then.”

The Cost Of Optimistic Service Design

The planning fallacy becomes expensive when a service is designed around ideal conditions. A contact centre may promise a same-day response based on average demand, even though Monday mornings, public holidays and product launches create predictable peaks.

Customers then experience a credibility problem rather than a single delay. Repeated missed promises teach them to discount future messages, call multiple channels and escalate earlier. Those behaviours add workload, which makes the original service bottleneck worse.

The issue is especially visible in sectors where customers have limited alternatives, such as utilities, insurance and telecommunications. Under the Australian Consumer Law, businesses must avoid misleading representations and must provide services with due care and skill. Accurate expectation-setting is therefore a behavioural design concern and a compliance safeguard.

Build Plans Around Reference Classes

A stronger forecast begins with what happened in comparable cases, not with the most convenient scenario. If a team is estimating a repair, analyse the actual completion times for similar repairs, including rework, customer unavailability and parts delays.

This reference-class approach counters optimism bias. It also reveals differences between customer segments. A regional delivery may need a different promise from an inner-city Melbourne delivery, while a complex business account should not inherit the same service-level language as a simple password reset.

When entering unfamiliar markets, teams can apply the same discipline to operational assumptions. market-entry research can help illustrate why local infrastructure, purchasing habits and fulfilment conditions should be investigated before a promise is exported unchanged.

Turn Promises Into Observable Milestones

Customers cope better with uncertainty when they can see progress. Replace one distant outcome with a sequence of visible events: request received, information verified, specialist assigned, decision scheduled and completion confirmed.

Each milestone should have a realistic time window and a clear owner. “We are looking into it” provides little reassurance; “A claims specialist has been assigned and will review the documents by Tuesday” gives the customer something concrete to remember.

Service teams can also use implementation intentions: if a known event occurs, a defined action follows. For example, if a payment fails, the system sends an explanation and retry option immediately. If a case remains unresolved for 48 hours, an employee receives an escalation task rather than relying on memory.

Measure Reliability, Not Just Satisfaction

Satisfaction surveys can miss broken promises because they often capture the customer’s mood at one interaction. Operational measures should track promise accuracy, time-to-update, missed commitment rates and the number of customers who contact the business again for the same issue.

Pricing is another area where expectations drift. Clear value communication and well-tested choice architecture can reduce confusion; practitioners interested in pricing insights can connect these decisions with broader behavioural research.

The most useful measurement system compares what was promised, what actually happened and what the customer believed would happen. That final element matters because a technically compliant message can still create an unrealistic expectation.

Service practice Customer interpretation More reliable design
“We will respond soon” A response is imminent Give a date, time window and channel
“Delivery in two days” Arrival by a specific day Define dispatch, transit and exception rules
“Your case is being reviewed” Someone is actively progressing it Name the next milestone and owner
One final completion promise Nothing happens until the end Provide staged updates and escalation triggers

Promises become more dependable when organisations design for ordinary human memory, variable demand and imperfect execution. In Australia, that means accounting for public holidays, dispersed communities, mobile-first communication and the legal importance of truthful service representations.

Nick Naumof helps organisations apply behavioural science to service design, customer experience and employee experience. Engage him for research, workshops, training or speaking that turns optimistic promises into clearer systems and more reliable delivery.

Nick's blog covers topics including pricing strategies, loss aversion, the peak-end rule, and customer experience design. Notable posts include How to sell a 5¢ product for 1$ (December 2015), How to Reduce the Pain of Payment for Customers (July 2016), The Future of Applied Behavioral Science Will NOT Be About Behavioral Science (July 2014), When Designing Experiences, Think About What Happens After the Interaction Ends (March 2018), and The Email that Plays an Important Role in Customer Experience Without It Being Opened (March 2018).

Visit the blog →

Media and Thought Leadership

Nick's work has been featured on platforms including mycustomer.com and behavioraleconomics.com. His media appearances and conference talks showcase applied behavioral science in action, reinforcing his role as a trusted voice in the field.

Browse media appearances →

Get in Touch

For inquiries about training programs, workshops, or speaking engagements, use the contact form to ensure your message reaches Nick's inbox. When not traveling, he typically responds within one working day. You can also follow Nick on Twitter, LinkedIn, and Facebook.

Contact Nick →